How Self Employed Mortgages Can Meet Self-Employed Individuals Mortgage Needs

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​How Self-Employed Mortgages Can Meet ​​A Persons ​Needs

How Self Employed Mortgages Can Meet Self-Employed Individuals Mortgage Needs

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Individuals who are self-employed traditionally have a harder time arranging and purchasing a traditional mortgage – many people lack regular, steady income and sometimes do not have a trading history.

Historically, these individuals would utilise a self-certification mortgage to meet there needs but, with those plans no longer in existence, it has become even harder.

The professional advisors at Self-Employed Mortgages understand the frustrations people face and can help them secure a competitive mortgage.

Who Can Benefit from Self-Employed Mortgages Services?

“Self-Employed” is an umbrella definition used for a large number of occupations, not just those who own their own business. When it comes to securing a mortgage, “self-employed” people include freelancers, contractors, sole traders, and limited company directors, just to name a few.

These individuals are defined by the way they operate through payment and trading structures. It is these structures that make it difficult for the self-employed to purchase a traditional mortgage – Self-Employed Mortgages works with individuals and High Street lenders to meet borrower’s unique circumstances.

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How Do Willow Mortgages Work?

​Willow Mortgages are a “whole of market” mortgage broker – this means they can work with a large number of lenders to help secure the best deal for their clients. This independence gives them a huge amount of flexibility in what they can offer and gives clients an amazing advantage when they are in the market for a mortgage.

Th​ey will do the leg work, shopping around for the best rates and best deals to present to their clients. For self-employed individuals, all there is left to do is reap the benefits of this effort and choose a mortgage that is perfect for them.

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It is not only this offering ability that makes them a great choice for self-employed individuals – High Street lenders are happy to work with this organisation and self-employed clients because ​Willow works with them directly.

​They will compile and present lenders with a compact, relevant application package – this packet includes all the important information lenders need to make a decision on a client’s mortgage without having to wade through unnecessary documentation or asking for central paperwork.

An Important Consideration

Finally, ​Willow will only work with underwriters and lenders who understand and appreciate the unique needs of self-employed individuals and are willing to work with them. These companies understand that self-employed people’s income may not be steady and that trading accounts may not be a complete reflection of overall earnings and disposable income.

Even if the client is only able to provide ​Willow with one year’s account information they can work with specialised lenders willing to work together.

Imagine how good it will feel to purchase a new home and collect the keys knowing the mortgage that has been arranged is affordable. ​Willow Mortgages can help self-employed individuals do just that.

A short, informational conversation with a knowledgeable advisor can help put clients on the path to a competitive mortgage that is well within their budget.

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​​Specialist Self Employed Mortgages. Minimum Proof Required

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Turned down? Willow have lenders who will look at any circumstance.

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